Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Friday, June 29, 2018

Foster Care, What Many Don't Know, A Gun

              At one point I knew I worked in foster care too long, too long because I couldn't say anything without either getting fired and being made to look like a trouble maker. But it was long before that, I made sure to tell most of the kids who would remember, to get a new social security number, get copies of all your medical records so when you're older, you can challenge discrepancies. I doubt many remembered or cared..
      I let them know they could go to college for free and could also challenge a move if for the right reasons. I had one child challenge and actually call a lawyer to stay with me. A foster child can remain in care until age twenty-two. Here's the catch;they wanted their freedom with no curfews, stay out with friends without any accountability, were encouraged to have saving accounts but in the later years because of age, I would have to be on the account too. At one point I bought savings bonds for a young girl.
       I tried to let them know about vocational college, I did let them know and one boy went to HACC, but he was more interested in getting a laptop for free, even sat in my field one day, the screen cracked from that or laying in the trunk of a friends car and yet he talked the school into giving him another one for free. Many kids learned so young about the rights they had that they thought using them fast and furious helped them, it just upset some people.
       One agency hired so many people and friends of people just to keep people employed. They were all friends and so it wasn't about the kids, it was about keeping money in the pockets of friends. I told one man on the day he was leaving about a woman who spanked her very young foster son, had electricity turned off and other things. His answer was, I didn't hear that.
        There was a boy in my home who brought a gun and now this sounds nuts, but he wasn't a bad kid. He saw his grandfather beat his mom as a little boy and as he grew he wanted to protect women. I worked with his grandfather in Mental health who had schizophrenia.
         The boy had the onset which erupted in my home . Little y little he covered his window, nailed a cross upside down to his wall, ripped up a Bible and as I watched him and asked if he needed anything, want to grab a sandwich, go out it was no, no and no. A few days before we went to see his mom which was where he grabbed the gun and put it in his small backpack. We stopped at a convenience store to get coffee and a soda for him. He saw a man hitting a woman and yelling at her, started to open the car door and I gently grabbed his arm. No don't we can call the police. No police, he just wanted to leave, but the man noticed the boy at 17 getting out of the car. The man then took the woman by the arm and in a muffled voice said something pushing her to the store.
         After we got home he started to go deep inside himself and I called on-call to let them know. I was asked who's his MHP, Mental Health Professional. The response was she's in a meeting with the group. Half hour later I call again. BY the fourth call I get a call back saying, what have you done to alleviate the situation. I explain, monitoring, talking quietly etc etc etc.  IT was four hours later before his MHP arrived. She sat and said where is he. Oh GOD! How many times to I need to repeat this?
In his room, darkened etc. She said, can you go and get him and I'll be in back of you? She did walk in back of me until she heard him say, I'm not talking to her. I asked him, Will you just listen?
He said okay. We went to the kitchen table and he came out a few minutes later.
        He had his mini back pack, put it on the seat, no sound as if he had hardware in it. I spoke a little and so did the MHP. He was telling me how he was feeling and I said I'm sorry you feel like you have to protect yourself that way. THEN he took out the gun and put it down very hard on the table.
       He said in a calm manner, I don't have to protect myself, I have to protect you women with this.
The MHP was now shaking and for five seconds I thought, who will tell my children? Then I said to him, ----Thank you for being so honest and trying to protect us, but you know now I have to take this, reaching across the table for the gun. He didn't move an inch to stop me, but shook his head yes. I went on with, I have a friend who's a cop, is kind, not a bully etc. and I have to call him. Again he shook his head yes. Calling 911, I was asked if he had any other weapons and he jumped up with ease and said, oh yeah, I have your saw blade. It was to a jig saw. I followed him and he gave it to me. The MHP said, do you mind if I go out and smoke? No , go.
      IT wasn't long before two police cars pulled up and came knocking. I walked the boy out and introduced him to my friend. He allowed a search and was very polite. My heart beat more for him because he was truly ill. It's genetic, His mother suffered from sever depression. Many times Mental illnesses go from one gender in the family to another. The MHP stood with tears in her eyes and we chatted a little then she left.
      She went out on disability a few weeks later and the boy went to jail. I went to court as a witness, hugged his mom and shook his hand. No I wasn't angry. He was a very ill kid and his illness was just starting. It's a lifetime of heartache.
    More in a few days

Saturday, August 12, 2017

Cheating Spouses/Partners

        What is it that makes someone cheat? Ego? Of course. They think they'll never be caught, too smart, and so much better than who they're with. They think they deserve to cheat, that it's someone else's fault. Sure someone else, , no matter who, pushed you into cheating. They will twist and turn everything into, this was your fault; If you didn't yell, if you had my clothes ready, if you fixed yourself up, if you had my supper ready and so many more excuses.

     The best excuse is when they may want to get back together which is really for financial reasons and so they can cheat again is : It didn't mean anything !   I believe strongly anyone who has such an ego as to cheat is basically saying, "you're not good enough for me, I had to find someone else".  Of course it meant something ! That's just another lie. How many lies will be told and how long will they go on? Lies will go on as long as there is a connection, as long as he or she is grooming you to take them back. That may take months or a year but slowly they will wear a person down trying to prove they've changed. The only thing that changed is, their looking for someone else to cheat with.

         These people feel they have a right to cheat and yes will do it again and again. If the couple comes back together the cheater will think, Ha! He or she believed me, I can do it again, because he or she took me back which in their egotistical mind feels, the partner or spouse just isn't too bright and must really need me because they can't get anyone better than me. This is the internal message they send themselves which again gives them permission to cheat.

        There are all kinds of reasons or excuses people cheat and as adults, they may have individual reasons to feel it was acceptable, it was expected, and things will be okay again. No, it won't ! Every time that cheating person goes out the door, you will wonder, who is she or he talking to, why is it taking so long, what reason will he or she give when they do come back from "the store"? Oh the line was so long, the cashier messed up, I was stuck in traffic, I didn't have enough money. Excuses to call a new cheating partner ? TRUST ! That word no longer exists with cheaters. They cant be trusted, wake up!

       Are children in the picture? What reason or excuse will you give your kids when they find out and they will because there is always someone dying to tell what a rat that cheater was/is! Mainly people tell and talk because there are kids to think about. Some well meaning person will tell because they don't want a best friend to be hurt any longer but to get on with life with a truly all around good person and partner.

      Other kids will hear adults talking and pass along what they heard to the children of the cheating adult sounding like this: Did you know your mom or dad had a boyfriend or girlfriend? That's why sometimes they don't live together. Can you just hear that now? Adults talk and so do kids. They copy, mimic what they hear and do, especially when a parent says, go play.

       Two adults cheating?  Why? Go live apart. Be up front and divorce. Don't stay for financial reasons.. Kids involved ? Cheaters should have the guts to tell the partner or spouse, I have a problem, but the person who doesn't say that doesn't have courage, but does have an ego so big they know almost with certainty they'll talk their way back in and they'll act like a new, better, happier person who has learned a lesson. Watch out! They're  lying to themselves and to the partner /spouse, so how much collateral damage are you going to take? How damaged will you allow your children to take and will they, then do the same as they are learning. Be good to yourselves and your children. That's what you all  deserve.
        

Tuesday, August 16, 2016

Selling Your Home, Wills & Family

       Just when you think you're all set, life throws you a curve ball. If you're married things are different. Owning a home and one spouse dies, usually you don't have anything to worry about-usually. Make out a will. I did-unknowingly. I didn't know what was to come that would make me want to change my will and sell my home. There was a time when one of my kids said, mom, we can work anything out" talking about who would get what. Well those were empty words as I came to find out and from the person who made that statement. It's heartbreaking and I only decided to sell my home to insure that no one can contest anything in the end.
     Without getting into details, I know that there isn't anyway I'd want my kids to come together at my funeral with the animosity one feels without just cause except what's in their thoughts. So the best way to deal with  my old will is to make a will that expresses things in a no nonsense way. Now I'll get to enjoy all of the benefits of selling my home instead of doing what I wanted which was, to leave it to be divided between my kids. It isn't a lot but enough for either one to possible start  a business, buy a new car, pay bills etc.
       As every day passes I'm getting used to the idea of letting go and starting another piece of life, apartment living. It's a very nice apartment complex, with a pool, gym and community gatherings.I'm very anxious for the pool and gym and maybe even getting to know neighbors, still not sure about that. The best part is I'l be closer to one of my children and close enough to drive to see my other child and grandchildren-if invited.
       Taking chances is fine as long as you have a back-up plan with back-up money and this home has given me that. I am looking ahead.

Saturday, January 2, 2016

St. JUDES Childrens Hospital Challenge !

     I have not been personally touched by St. Judes in a way that families are who bring their children there, and don't know anyone who has. But this makes it no less urgent.
    When I learned many years ago that St. Jude does not charge for  medical care, housing , travel or food, I knew that would always be my main charity. St. Jude started many years ago, 1962, at a  time when only twenty percent of children survived, now it's eighty percent. On average 94,900 children are treated yearly.
   
      How much do we spend on lottery tickets, cigarettes, latte? Magazines are so expensive and all of our personal hobbies and habits. We worry about fancy sneakers, brand name clothes, new cars, trips and things that would mean nothing if we lost a child. What if this was your child?
     I donate often, but now realize I got off track, so I will make sure to send a check monthly, on my birthday. They are asking for 19. a month. NINETEEN ! I know many cannot afford that, but many more can. People go to bars, have gym memberships, take cruises,  buy high priced furniture, and buy all kinds of lessons for their children, themselves, karate, music, art and more. Restaurants are filled with people eating out. Skip that once a month and send to St. Jude-I am.
    Maybe in a family members name,donate 19.00 monthly. please help St. Jude, a partner in hope.

By the way, I bought power ball tickets and I hope I win, if only to give half to St. Jude. After all, who needs that much money when it will benefit the lives of so many children. We have great doctors and research scientists.. Let's help them help our children.

Tuesday, June 30, 2015

It Can Happen Here Too !!!

        While sewing my  latest American made bag I am listening to the news and then I hear what I know can and may very well happen here. I think something like it did before. Look what happened to the housing market and who was in office then ?
    So, how would you like to be allowed to take only 70.00- that's right seventy dollars a day out of your bank, your own money? Well that's what's happening in Greece. Buy safes, not one but two, fire proof.  The interest you receive from knowing your money is safer than in a bank is worth it. Maybe even a safety deposit box in a bank, but I don't know how that works. If we go into a serious recession, the banks, whose CEO's are loaded, may just lock down your safety deposit boxes too.
    How do you stop it? VOTE ! Study your candidates. I just heard Chris Christie stopped a teachers raise or their pension, something like that. Check for yourself. So techers are protesting to make sure as I heard, "so people really know what kind of a man he is". ARE THEY KIDDING ?
      The only way you really know how a man or woman is, is if you live with them and many times not even then. Study them, look at their history, voting records. I am not affiliated with a party so I check independent. I hate when people run party lines then vote party lines. These people who run for office know who votes party lines, so they don't give a crap about you. They care about those who don't vote and minorities, which really mean, no longer do they care about the all American person to put it in a nutshell. YOU no longer count!
     Save your money!!!

Saturday, April 18, 2015

KIm Russo=LOL as well as

       When I first saw Kim Russo on a TV commercial I thought it was Teresa Caputo, two long island mediums. I can't stand fakes, and maybe Teresa isn't completely and maybe Kim Russo isn't a complete fake, but they interview people knowing who they are ahead of time, so you can't tell me they don't research every bit of info.
           Kim Russo sounds more realistic as she asks questions bring that guest into the story, making them feel more included and asking if they too have that gift.
      Here is why I do believe some certain things about those kinds of people. Here we go...I used to have dreams about my on, always came true, and Thank God who I believe allowed me to have those dreams, a way for me to be prepared for what was to come one awful night.
      I also had a dream on Good Friday about a man who went into a come and died on Easter Sunday. My dream was all about that and it ended up, that happened just that way, so much so I woke early, and my daughter woke up and said mom, you know how you are, you have to call. I couldn't bare to know this man passed away. I waited months thinking I could handle it better.
     Who knows? It's just when a person who "talks to the dead" makes appointments with people, can search them up the wazoo and find out so much and Teresa Caputo's faces, dramatic faces, such baloney acting surprised. I'm sure they made a lot of dough. There's isn't anything she could tell me about me that she couldn't search.
    The actress who is now on,, Paranormal Acitvity with lights off and on..weird. A short in the wiring? Who knows?

Friday, February 27, 2015

Barry Williams Daughter & Only 60?

       Who knows what is true and not true as we hear it in the news, U-tube and plain old media?  Look at  a huffington post u tube interview about Barry Williams. He is not that cute kid actor and for him to have a show! One in Branson ! He isn't a singer. Well okay I guess he can sing,, well carry a tune, but not like the celebrities we know and certainly not worth my dime. He was also insulting about Hollywood people in L.A.-he was one of them!!!!
      He seems to have a huge ego talking about his shows, yet not many SHOWED up to see him. He looks older than sixty, so are people coming just to see how he looks from that very cute kid he was fifty years ago? He now has a group backing him up to make him sound better. Even with an age comparison, Tom Jones he ain't.
        Now along comes an ex-girlfriend with a baby, Barry Williams daughter. He isn't denying she's his daughter, so what's the problem. Barry states she won't let him see his daughter. WHAT a bunch of lies! How do I know? He has money and we all know with actors and anyone with money  have a much easier time getting into court, getting a high priced lawyer and having regular visits. He is now just an old man whose baby cramps his ego style, of which he has no more.
        Sure lots of women looking for money will cozy up to him, but because he has money and now that his ex girlfriend put it out there that he has part of a 116 million dollar inheritance...cheap women will crawl through the woodwork to stroke his ego.
    Barry Williams, time to really stand up, like man who has a child and fully support her, not just with money but time. Get your flat old man ass to see her, and remember, as the movie goes, their just not that into you. Mirrors don't lie. Your daughter will always be there for you, Hollywood & Branson won't, after all
Clark Gable you're not.

Thursday, February 5, 2015

Chevy Silverado

My Chevy Silverado

Sitting in my drive way, 
music on a country station
pretty blue shines in the day 
my Chevy is my play thing
But I know I can use it
for everything I need
buying and selling furniture
and groceries in deed

Helping people out
any time they need
My Chevy Silverado
is all they need to see
Comfy seats finally
I can sit on high
my back is now situated
as I relax and drive
No more stooping down to bend
inside my old car
no more traveling back aches
With My Chevy I'll ride far

But now I have to tell the truth 
because you all don't know
The Chevy Silverado
is just a dream I have and so...
I pray there will come a day
when I can afford to buy
but I'm just an old woman
who for Chevy I'm gonna cry.
Nancy Costa

Wednesday, December 31, 2014

UNcLaimed Property-New Year-Get Yours Now

       Have you checked your state, other states where you've lived and family names in any states at all? Start the year off by searching and finding something you or  a family member left behind.
  Here are a few examples of money held at the state treasury department in your state:

  1. Old utility deposits
  2. old bank accounts
  3. pensions
  4. auto premiums
  5. ins claims
  6. hospital refunds- and yes, old paychecks and more
          **** and what you also should know is-if you have, had  a family member with a mental illness so many times they have money left in the state treasury office. People who move around with those illnesses many times have hospital stays and sometimes have worked. Their jobs no longer know how to contact so paychecks go to the state.

Chips, Dips, and Condoms

       I know, what does one have to do with the other? Two words, Party items. So many over celebrate on this New Years Eve and it all starts out innocent enough and the guys have their condoms ready-UNTIL-they get you and themselves too drunk to use them.

     Babies in September? Where is your life right now that you don't want to get pregnant or get someone pregnant ? Sure, it was just one night, one time of so called-drunken fun and now, nine months later your belly is ready to explode and if your the guy who did it, your wallet is too thin. Happy ending to New Years Eve? Well in a way yes of course because babies always make people smile, but not if you are an immature kid who relies on parents to support you.
     So when you start reaching for the chips and dip, eat more of that and drink less. Keep your wits about you, don't get drunk, don't get pregnant and don't pick up an std either and as bad, don't get involved with someone who is married but out on the town for "just a little fun".
    Happy New Year, Keep it safe and keep it in your pants.

Wednesday, October 15, 2014

Corrupted Education System

       I'm not saying it is or isn't but what is so very wrong in the system of educating children from all backgrounds and all levels, such as poor behavior, extremely smart, not so smart, average, and special Education ?
       This is my opinion. We all know and it doesn't take a genius to know this; we are not all geniuses, so why is the education system not changing ? I have seen in many black schools and kudos to them, they have made changes, positive changes so their children will become leaders. Many now wear uniforms but there is more to their systems that other schools in all neighborhoods, cities and counties, urban and suburban are just not grasping. Why?
     Is it ego's or money? I think both. You have a right to check out salaries in the school district where your child attends and or lives. Look at how much a school district superintendent is getting and yet the school is still failing by not implementing an education system that is correct and equal for everyone.
                                                        Here are their solutions:
 Special behavioral schools, special ed classes, special vans-Everything is special except what they are doing, well not doing. Why ?
    It all comes down to money. These Special programs and schools receive extra money and tax credits per student so it's to their benefit they keep a child where they want them. It's to their benefit they place a child in another school  so they don't have to really bother with them, yet to be fair, how much attention can you pay to a kid who is ripping a school into shreds with books, electronics etc.? Then kids who are trying to learn can't. So now instead of keeping that child in our own districts, that child is sent elsewhere. YEA!!! He or she is now out of everyone's hair. WHY?

     Because these educators, the system, the board of supervisors, the school board, the freakin' checkerboard-who cares-are not doing anything different ! One thing I have heard over and over again is teachers in charge try to distract the child by doing other things. Yeah, that works for a short time but these kids are not dummies. Distraction is not creating, not teaching, not really ethical when we owe it to that child to give an education to. Yes, I know you're thinking how can you give a child an education  that doesn't want to be there? I do get that, and this is where leadership is failing. Teachers can only do so much with the tools they are given which isn't much because the schools are taking the extra per diem(money) per student and raising the salaries of the higher ups.
                                                       MY SOLUTION
  
      In my opinion,  a vocational program needs to be built into the academic programs, early, not ninth grade. Take the money away that they are paying other schools and hire  sewing instructors, buy sewing machines, a woodshop teacher, and more. I am not taking about an hour a day or forty five minutes. To instill  value, a sense of pride and accomplishment, a child with learning disabilities, behavior issues has to know, they are not only good at something else, but that whatever vocational classes they take can lead to a career.
    Maybe instead of getting your brains banged about on a football field, allow  the brain to have calming effects by using hands to create, learn measurements and yes I know it will never happen that football is taken away because that brings in money. But what about those other kids  ? What about their futures? How many will graduate with a fifth grade education and yet have a high school diploma from Special Education.
       We continue to send those special kids away. We send a message on top of what they already know about themselves that they can't be with other people because they are different. No, they are not. Their needs are different and yes, some kids are very violent but why can't they be monitored more closely but also given opportunities that other kids in school have, such as music? They can and will change.
   These kids have to earn  some music time, not taught. WHY ? Doesn't anyone see that given music, art, woodworking, cooking, sewing that those things build an inner strength. These kids continue to get held back emotionally. Wake up big shots, wake up....Remember, Correct and EQUAL for EVERYONE !

Thursday, February 13, 2014

Welfare, Financial Education $$$$ Receipients

       Maybe others have thought of this before but I never heard it until tonight. I have heard about a back to work program, free college, drug testing, free babysitting, free bus tickets and repeating the family welfare cycle but never anything about teaching people on welfare how to manage money.
        Many, many of us could use that but who better than those who rely on public assistance to receive training on financial education ? My son's wife came up with this. Great going Kelly ! A young working woman now with two boys and a stay at home hubby, also part-time photographer, does very well with financial management considering all unexpected things life gives and takes to and with us all :

  • she uses what she has for sometimes more than one purpose, recycles
  • consignment shops
  • buys gently used
  • exchanges and welcomes new ideas
  • sews - a very good help
  • has a circle of supportive friends
  • a great husband-and I know many are single, so use a man in your home church, home town, a friends husband, for small repairs
  • join a church
  • stay in the community where you can give, share and receive help
  • start or be part of community gardening
  • pray
These are just a few things that come to mind in addition to a better suggestion from Kelly that those on Welfare should receive financial training so the next time you shop, before that you will have made a meal plan, one that is nutritious, then a list from that plan and your money will be well spent. The next time you plan on shopping for kids clothes, check out friends to exchange with, Church stores offer free kids clothes, as well as the Salvation Army and craigslist.

Friday, January 10, 2014

Real Failure of Educations Systems

     How many Alternative schools are there in the United States? I only know too many but what I don't know is why.
    Personally I feel we have to change things. Does anyone know the success of these schools and at the end, are these kids getting a diploma for an alternative school, but won't get them into a well paying job? Here's why. Most of the kids in alternative schools are either special ed students or kids with behavioral problems and I don't know the stats concerned with kids returning to the traditional school system.
   I met a local High school teacher the other day and he too felt schools are wrong to get rid of wood shop, not the kind where a kid gets an hour a week but can make a career out of it and in return built more sports programs and that many parents loved the sports programs-BUT WHY IS THAT? Do they think their child will be a wealthy player in turn making them better off? If not why is it the parents aren't more concerned with a right education to prepare for a future-no wonder kids are moving back home!

    We need to do what's best for the whole, not just one slice of pie. Instead of alternative schools why not within traditional school have vocational education so kids who aren't meant to be A students, academic stars, doctors, business people, writers, movie stars,  and well, you get my drift.
Make these schools a union of academics and vocational careers. Offer Carpentry, Electrician shop,sewing shop, culinary shop/arts, creative design, Plumbing Repair, Auto mechanics and more.
   Now schools will say, whine whine, we can't afford it-oh no way-but they built  anew football stadium, a new High School, added more staff to the Alternative school, added a new program for younger students to an alternative school which previously was only for middle school and high school students.
    Do you see what happening? Younger and younger kids are in trouble but watch then at home when they play with Lego's. They are content, as with art, sewing, make believe cooking and much more=HANDS ON EDUCATION!!!

Sunday, October 27, 2013

Go LOZO Again-U Do Save Money

    I just have to say this again but better. Yesterday I get my lozo coupons and thought, well since I'm starting plant based I don't need coupons. YES I DO!!!!
    I still use certain hygiene products, bath products, some progresso and Campbell soups and with a kid in the house I buy some junk treat cereals, but that's rare.
    Then I see, special K, Cheerios,Greek Yoplait Yogurt, Jenni O turkey bacon-as a treat-haven't had bacon in the house in over ten years, total cereal, my favorite progresso soups, detergent, hand towels-don't use, but this gives you an idea to check out lozo.com. Aww go ahead, it won't kill ya, ya know to just look.

Make a Life Right For You-do NOT Quit

      Have you felt like just quitting ? Quitting everything and everyone ? Well I did some years ago, but I only gave up what was unhealthy for me, which was some people. That in itself made me healthier. Today I am reminded that I need to go further, but I don't want to quit things. I only want to make it better, do it better. I never quit and hate quitting.
       I get so frustrated that I have a web site and don't sell, but I keep trying new things, new colors, sizes, phrases, and even lower prices a lot ! But I don't and won't quit.

       This morning on Sunday Morning TV I was reminded about Making your life right for you. I don't know you or what it will take to make you happy and have a happy life, but don't quit, just, well not just, but keep looking, trying, walking , seeking and searching.
      What is keeping you stick? Money, a person, home and you're afraid to take that next challenging step. Look at this...have you known a young person who is or has died? If they had more time how would they live, change things if they knew they were dying? What if you were dying ? You would find a way to take that trip, tell someone what you felt you couldn't before, do a crazy dance and yes, I know you wouldn't move because we need to be close to those we love at that time-just don't quit and settle into a life you are miserable in !
     Keep walking ahead. doozybags.com

By The way...my web site will be remade by a person who helps in Tmebanking. She has offered to do this for free. Can you imagine? This is Time Banking. Look it up and pitch in, help, serve and become part of a community and receive.
Have a new Day :)
      

Saturday, July 27, 2013

Save MONEY with "TIMEBANKING" Self Worth

    I know I already posted about this, but have to add a few things also about being an economical person. RECYCLE at Best BUY-FREE. They will take your old TV's up to 32 inches free and recycle. They will also take your PC's and remove the hard drive while you wait.

    I just saw this as it was tweeted to me, by way of Danielle Dellorto and thought it was a good reminder. Remember what made you happy before everyone started defining you. Now that's a good one !

   Okay Time banking. Please research it. Most states and many cities and towns now have time banking. Remember the hippie generation when the older folks made fun of them? Possibly some jealousy there? I think they had a lot of life right. They shared and helped with each others kids, gardens, needs and troubles, and they celebrated the good and mourned the not so good. Sure we remember all the free sex but isn't that the same topic being talked about just about everywhere today?
    With Time Banking it's strangers and also people who know each other or about each other, who are there to help each other, the way things are meant to be. So take any money you may have set aside for some repair job and just save it, or donate it to a good charity.
     There is also something now growing called Little Free Libraries. No fines. Imagine an idea without always digging in your pocket because time got away from you. Books are the greatest gifts we have to share with children. You can take a book or books, return or not, but please replace with another book or books. Yes, it is that simple and generous. These are all good hearted people who don't have it in mind to see what they can get, but what they can give and when that principle applies to us all-just imagine the outcome. What can you give? We all have worth.
 

Tuesday, May 21, 2013

Meds, Better Buys

     DO not buy your medicine as soon as you get your prescription, unless of course you need it. Here are some things to do to get a better buy:
  1.    Go home and make three calls to the favorite three pharmacies you deal with. Have a pen and paper in hand.
  2.     If a new script, only get a few of  that one filled , letting them know you don't want to pay for a whole prescription, when in fact it may have a side effect and not agree with you. (side note) Recently I had a script filled and before hand asked the doc about side effects. He brushed me off and said, nah...well I bout the whole thing and the side effect was it made me so sleepy, I napped way too much.
  3.    Ask for generic.
  4.    Ask for delivery. They may not do it twice for a same script filled with just a few pills, but it's worth it.
  5.    Once you found a better pharmacy that isn't trying to steal the last penny you have, ask you doctor to make any future scripts in doubles and explain why. Then ask him to have his office call in to your favorite pharmacy.
     Good Luck with the pharmacies and your doctor, oh a last thought, ask your Parmacy if they have discounts, either for age or new meds.
     

Thursday, May 9, 2013

Money, Women and Men

        I just read an article that talks about how much smarter men are with money than women. One fact it didn't mention is, men still earn more in same positions than women and women are not allowed to reach those same positions. Yes, it is still a man's world, but women are catching up.
     Who is teaching females and males about money growing up? Moms and dads of course, but which parent has more working knowledge? Probably the working parent or the parent who is in charge of finances. Disagree? I understand why. I know of people today who both work, have kids and the father hides money from his wife while she spends extra from her check on groceries. He is investing in stocks for his future, the what ifs.
    So what about the parent who is a stay at home person? No paycheck, no insurance, no savings, no retirement account, no IRA, no workers comp, NOTHING. That person is simply delusional in the fact that their marriage will last forever.
     Both parents have to have income as a matter of having a safety net. Nothing is certain in this world. So how much do you save? Have you figured what it would cost you to live for a year? Surveys tell us people are to save for a three year plan without income. OMG!!!
    In the times we live in with outrageous rents and groceries and just day to day living how do people save? In the past few months I met a woman who is seventy-nine years old. Many feel old people have it made with retirement. Here's her story condensed. Her social security is 1179. a month. She lives with a daughter who doesn't help at all and this woman said, well she had a back surgery and is waiting for disability, yet this grown daughter won't life a finger to even help mom fill out paperwork of any kind. Mom had medical bills, still drives and with her income is supporting a grown daughter. Mom is also, to be honest helping her daughter's laziness as she told me this over a year ago about the back surgery. I don't know the details and haven't met her daughter and oh, she has a cat. So at what time in life was this woman ever told about investments?
    There are many more like her whose retirement every month is even less. What about moms on welfare and the fact that its' generational? Ladies, if you choose to be a stay at home mom or men a stay at home dad you better work on having a paycheck of some kind. Remember Daddy Day Care ? There's always a way. I wish someone told me.

Sunday, March 24, 2013

Why We Date Who We Do !

       Some years ago a man told me if I sat in the middle of the room with all men, a handful would pick me out and they would never treat me as I deserve. I asked why. This guy who is a  minister of sorts and counselor, didn't charge people so he didn't have an ulterior motive. His answer was simple. He said because they can read you and know how you feel about yourself without even speaking.
      He asked me about marriage and did I pick out husbands or boyfriends. It was true, I never picked them out, they chose me, hence I am now single and for a very long time.
     So who are you dating and how are you treated? Are you so low on the totem pole that you think, well I've had so many partners this is who I deserve. BULL!!! What about the one you are seeing now? Is he or she someone who has also had many partners? Maybe you shouldn't wear white, but it doesn't mean you deserve to be treated like an old trash can. You're human and life goes by as fast as you snap your fingers.
     Man or woman if you continually get a person who treats you like last weeks news, run, run fast.
     Men will say, oh she's nothing but a whore, so what does that make him? They will also say she's a great girl yet treat her like crap, so what's wrong with him and why do you take it? It's still a double-standard game.
     It works the other way too. Some women get the nicest guy in the world, marry them and a few years later treat him like a septic system. He's good for his paycheck, but not much else and suddenly the nice she she loved has become a weak mouse of a man because he won't argue with her and stand his ground. Then the kids even disrespect him and that too works both ways, so figure it all out before you get married, before you get engaged and definitely before you ring kids into the world who are trying to figure out what kind of people they model after..I accept donations to Doozybags through paypal for my wonderful advice :) Really. Hey life gets shorter by the second at my age.
    Maggieshelpcenter
    

Thursday, March 21, 2013

Hardway or The Highway

       At what point does it hit you that your family is just freeloading? Well this isn't just about that but when I saw how these freaking freeloaders think they're entitled to lay claim to other peoples homes while they're away or a home is empty....well what kind of bull---- is that?
      They claim religion, entitlement, homesteading ! Send in Judge Judy !!!
These are not people who are taking advantage of an opportunity like you and I would, these are just people who take. When you and I see an opportunity, we usually pay in some way. These free loaders wants us to pay !
      Look at people who are homeless but have cell phones. I've seen them! One guy sat and just smiled as he asked for money while he was on the phone. If I had the nerve I would have leaned over and taken some of that donated money to send to St. Judes. These people are parasites. So glad I heard that word again because that's all they are.
      Let the government dress them up and send them to Afghanistan. They won't be homeless anymore and maybe become human. Okay get off your high horse, I'm not talking about the true homeless, people who really suffer, people who feel shame about losing their lives to the streets, shelters, cars and where the economy has destroyed families.
     Those poor people deserve a helping hand, because they at one time and maybe are still trying to live like decent people. Now take a look at your own family. Do you have a brother or sister who just hangs out all the time, finally moves in, no job, watches TV all day, eats everything is sight, doesn't help around the house or outside. Here is my advice:
      Before you address them, make sure you can go through with it. Make a list of what they have to do in order to live free in your home if you don't want your blood pressure to go up including getting a job and have a timetable to move. Also find out about shelters in your areas or other areas. Be prepared!
     After you talk to your advantage taking person and give a time limit too, and they do nothing, pack them up and drive them to a shelter. Get ready to have your locks changed. They won't leave? Check the law. You might have to give a legal eviction notice. See what you get for helping.
         Sorry about that. I do believe in helping all you can, but not in others helping themselves while you work, cook, take care of the kids, pay bills and do what most good people do. So make it, the hard way or the highway. Then you'll have peace.Maggieshelpcenter.com