College ? Think Again, It's Your Money !

       By now most know unless you're heading to college to become a lawyer, teacher, doctor etc. You may just end up paying for loans for time. spent. Administrators may tell you, you get a year before you need to start paying off college loans, but they don't really sit down with kids and show them in black and white what a money scam loans are if you get in a situation where you don't get that high paying job or career you thought you'd get by going to college.
        A Ten thousand dollar loan, can quickly add up to twenty thousand in two years if you can't pay.  So maybe at the tender age of eighteen you need time and space to fill up your bank account and your maturity account.
          Give yourself the most important gift you can, TIME! Do you think if you don't rush off to college you'll never go because mom and dad are telling you that? Not gonna happen. If you deeply want to go, You will go when You are ready! Parents push kids into college and some never return because theirs an element of college indifference when it comes to planning, finances, parties and become one of the kids who have the need to join, or FIT IN!
   Time and maturity is the best gift you can give to you. Time allows you to explore ideas and maturity allows you to know whats wrong or right. In the meantime, volunteer at hospitals, nurseries, and intern at places you think you'd want to work at some day. Give, Give ,and give some more. But take it all in. Think you want to be a pastor? How much will that pay or does it matter?
             Volunteer at a church day camp or the Y if you want to be a child psychologist.  Thinking about becoming an architect? Volunteer or get a paying job at a construction site from the bottom up.
Also think about careers and jobs that are being outsourced and will those jobs still be available or taken over by computers.
       In closing, maybe you want to own your own business so you do need accounting. Trust yourself! It's your money that you will either owe or earn!

Cheating Spouses/Partners

        What is it that makes someone cheat? Ego? Of course. They think they'll never be caught, too smart, and so much better than who they're with. They think they deserve to cheat, that it's someone else's fault. Sure someone else, , no matter who, pushed you into cheating. They will twist and turn everything into, this was your fault; If you didn't yell, if you had my clothes ready, if you fixed yourself up, if you had my supper ready and so many more excuses.

     The best excuse is when they may want to get back together which is really for financial reasons and so they can cheat again is : It didn't mean anything !   I believe strongly anyone who has such an ego as to cheat is basically saying, "you're not good enough for me, I had to find someone else".  Of course it meant something ! That's just another lie. How many lies will be told and how long will they go on? Lies will go on as long as there is a connection, as long as he or she is grooming you to take them back. That may take months or a year but slowly they will wear a person down trying to prove they've changed. The only thing that changed is, their looking for someone else to cheat with.

         These people feel they have a right to cheat and yes will do it again and again. If the couple comes back together the cheater will think, Ha! He or she believed me, I can do it again, because he or she took me back which in their egotistical mind feels, the partner or spouse just isn't too bright and must really need me because they can't get anyone better than me. This is the internal message they send themselves which again gives them permission to cheat.

        There are all kinds of reasons or excuses people cheat and as adults, they may have individual reasons to feel it was acceptable, it was expected, and things will be okay again. No, it won't ! Every time that cheating person goes out the door, you will wonder, who is she or he talking to, why is it taking so long, what reason will he or she give when they do come back from "the store"? Oh the line was so long, the cashier messed up, I was stuck in traffic, I didn't have enough money. Excuses to call a new cheating partner ? TRUST ! That word no longer exists with cheaters. They cant be trusted, wake up!

       Are children in the picture? What reason or excuse will you give your kids when they find out and they will because there is always someone dying to tell what a rat that cheater was/is! Mainly people tell and talk because there are kids to think about. Some well meaning person will tell because they don't want a best friend to be hurt any longer but to get on with life with a truly all around good person and partner.

      Other kids will hear adults talking and pass along what they heard to the children of the cheating adult sounding like this: Did you know your mom or dad had a boyfriend or girlfriend? That's why sometimes they don't live together. Can you just hear that now? Adults talk and so do kids. They copy, mimic what they hear and do, especially when a parent says, go play.

       Two adults cheating?  Why? Go live apart. Be up front and divorce. Don't stay for financial reasons.. Kids involved ? Cheaters should have the guts to tell the partner or spouse, I have a problem, but the person who doesn't say that doesn't have courage, but does have an ego so big they know almost with certainty they'll talk their way back in and they'll act like a new, better, happier person who has learned a lesson. Watch out! They're  lying to themselves and to the partner /spouse, so how much collateral damage are you going to take? How damaged will you allow your children to take and will they, then do the same as they are learning. Be good to yourselves and your children. That's what you all  deserve.
        

School's Out Education in 4 Summer

       Years ago I lived in Oregon and there was year round school in my area. I loved it it as I think most stay at home parents did. But if you're a working parent outside of the home, it just doesn't seem to jell, but it can. Year round school helps kids keep their brains trained to education, as ongoing and steady. That two week break in between is helpful and enjoyable. If that isn't better than having school from September to June, nothing else is.
      If nine months as it seems to be of school is so great then why is it parents are so relieved to have kids back in school after just about five or six weeks at home? Because it's too much togetherness for many.
       Think about it this way: day care centers, jobs, traffic and more can be lessened but making the same money and less congestion on highways. Why? Because year round school will be different in every district or every county. It can be worked out. After all, look at those who run businesses, schools, hospitals, and more. If they're smart enough to do that why can't a better system of education be figured out. Think about vacations too. All of the retirees leave to go places in September and October because kids are in school so let's screw with them :)
      Our Children need to be educated year round and it's up to us as parents to do just that. Kids will complain... and we'll hear them moan and groan oh mom or dad, it's summer, why now ? Tough. Keep their brain trained to learn while it's young and curious. Do your job too. Listen, really, really listen to what they ask and say. Get  a few books and lay them on the coffee table. They'll look, they'll be curious. Even put one that you really want them to read in the bathroom-if you have two bathrooms . Lay a book on the back seat of the car. They'll pick it up, but make sure they don't bring a toy along or any other distraction. A book is better than being bored on a car trip.
       Teachers are there for our kids in so many ways that we forget about and yes they get paid to teach, but not to play psychologist, nursemaid, referee, and friend. But they do it anyway, so let's appreciate that, not take education for granted as kids do when they're young, but help out. Education is a right, but it' also a privilege, so pitch in. You'll be happy with the results.

Hire Kids, Help Kids, Happy Kids

      Just wanted to add an opinion about hiring kids. So many are good workers, love to help and be needed and want to earn money just as adults do. I know if money is tight you probably can't hire anyone, but if you have a little extra here are some things kids can do:

•      Take out weekly trash
•      Wash trashcans
•      Clean up the yard
•      Clean up/sweep sidewalks
•      Wash you car
•       Run errands
•       Clean your fridge
•       Clean all of the things under, under the sofa, behind the fridge etc.
•       Walk your dog
•       Scrub a floor
•      Grocery assistant, ask parents to take along a child to help carry groceries which also gives them a lesson in budgeting
•      Organizing a bookcase/craft shelves and give some to the child helping you clean out
•       yard sales/home or Garage sales, let them help organize and "mind the store" while you take a nearby break.

Make sure to be precise with instructions and get written parent permission if you decide to allow a child in your home. With that in mind have an open door policy so mom and dad can come in and check. Kids who are active in a positive atmosphere are happier kids, so do yourself a favor, your community and hire a kid !