College ? Think Again, It's Your Money !

       By now most know unless you're heading to college to become a lawyer, teacher, doctor etc. You may just end up paying for loans for time. spent. Administrators may tell you, you get a year before you need to start paying off college loans, but they don't really sit down with kids and show them in black and white what a money scam loans are if you get in a situation where you don't get that high paying job or career you thought you'd get by going to college.
        A Ten thousand dollar loan, can quickly add up to twenty thousand in two years if you can't pay.  So maybe at the tender age of eighteen you need time and space to fill up your bank account and your maturity account.
          Give yourself the most important gift you can, TIME! Do you think if you don't rush off to college you'll never go because mom and dad are telling you that? Not gonna happen. If you deeply want to go, You will go when You are ready! Parents push kids into college and some never return because theirs an element of college indifference when it comes to planning, finances, parties and become one of the kids who have the need to join, or FIT IN!
   Time and maturity is the best gift you can give to you. Time allows you to explore ideas and maturity allows you to know whats wrong or right. In the meantime, volunteer at hospitals, nurseries, and intern at places you think you'd want to work at some day. Give, Give ,and give some more. But take it all in. Think you want to be a pastor? How much will that pay or does it matter?
             Volunteer at a church day camp or the Y if you want to be a child psychologist.  Thinking about becoming an architect? Volunteer or get a paying job at a construction site from the bottom up.
Also think about careers and jobs that are being outsourced and will those jobs still be available or taken over by computers.
       In closing, maybe you want to own your own business so you do need accounting. Trust yourself! It's your money that you will either owe or earn!

Time Has no Mind?

      Well an old friend introduced me to this older saying, if I have it right. Either way I know it's close . Its been a while since we had a good old chat so I guess time lost its mind. We get busy with life, over busy, involved in electronics or hobbies and sometimes just want to be left alone. Next thing ya know, time has gone so quickly that you have to wonder where it went.
           Like old clocks with those huge fingers, then wrist watches that make you squint, now time is on  our phones. Or is it? Time in my opinion is what we decide to do with it.
          Remember being ten or fifteen or even twenty-five? How fast have those years passed ? Like a snap of your fingers time passes so make it all count with your children, family and friends. Remember this too, and I'm sure you've heard it before when asked of a parent or a child; More than anything what can I give you and the answer is usually, spend a day with me or an hour, sit and talk or walk, and turn your phone off. Those lousy phones that have the time as always present, always in our faces, put them away. You'll never get a refund on time! Remember the best gift you can give is time, because with that come memories. No one can steal that!
            

Doozybags.etsy.com

These are just two samples of items I create. Please take a few minutes to look at my etsy shop and see a variety, all triple stitched, some quilted and everything is made to last. Like Pets? Check out these two Dalmatian bags. One a tote which is lines and the other can have any use you wish, such as cosmetics, shaving, hygiene items, mini toys, note pad and pens/pencils, even puppy snacks. Both make a great gift. Get a jump on the holidays coming up.doozybags.etsy.com

What about this pretty wristlet ? Please look ?

doozybags.etsy.com
   
   I love making my bags and am getting more practice with design and styles, and in a few days will be making more walker bags. I know I am very fair with prices because I put myself in someone elses place. All of my products are triple stitched for durability. Thanks a lot for looking.
 

Special Ed. Teachers

       How easily we forget, unless that is we have a child in a Special Ed. Class. We forget that our taxes don't pay enough for these special teachers. Sure our taxes are high and in some areas too high, but it all comes out in the wash. I am thankful to live in America and don't care what other countries have to offer as none compares to my country.

      Soon, school will be out and even more so we'll forget about the patience, the quality, the stress, the love and kindness and education behind these special teachers. So how about showing them, and I know many people don't have money to buy a gift. But think about this; Do you have a special talent you can share with a class to take some stress off a teacher for an hour. What about materials such balls, paper, glue, small scissors and cloth materials. Go in for a morning of teaching as an "expert" in your hobby.
     Here's another suggestion. Is someone in your family a chef, an auto mechanic, a carpenter, an electrician, a plumber or some other skilled profession. Ask them to offer a car check-up, or some kind of repair which takes the place of money, but if you are able to, buy a gift certificate to a nice restaurant. First find out if that teacher had kids, so make it a family time. You don't know if they can get a sitter, so what about a nice night or Saturday afternoon at a local family eatery? What about it? Show your special Ed. Teacher he or she is special too.

Worried about Christmas & Expectations from Kids

     A few days ago a kid came to me and said, Nancy, Can we talk, I'm worried. Looking at him I said sure and gave my full attention. As he played his psvita which was given to him by some adults who thought they were doing something nice as a bribe to make him behave in school, he said, well I'm worried about Christmas. Christmas!
    This child is worried I am not "giving" him what he wants and expects. We on two occasions talked about Christmas, the real reason for it, his age, and giving and yes, those parts came from me. His part of it was, but what about me and what I want? What about what you want? If I plan to spend two hundred on giving gifts, and you get four games, you will not be happy because you expect a lot more under the tree. He agrees. Yes, it is all about electronics and greed, at least that's how I feel.
    In talking with a few others I am told, but this is the age we live in, it's what kids get! So I have to go along with group think? No way, not this woman. We have the freedom in life to choose how to spend, live, love, worship, lose, win, help or walk away. So why do kids expect so much? Two reasons; their friends are getting it, and the adults are giving it. These kids who are getting these things, only want more, and more and...

How to buy AMERICAN Only & Where

       This morning I received a reminder from a crafter that she is buying from another crafter for gift giving. That is American Shopping . You can't do better that that. Sure kids want toys but who pays? America is paying every day we shop at that big W store. Imagine if we could control spending and just buy what we need. Go to local markets=healthier eating, supports the farmer as well as people who usually live locally, ends up saving gas, family time and makes happier people.
      I love music and would love a Susan Boyle CD, but first I want to know the whole process of making that CD and where it comes from.
      Just think and do what you can to SAVE AMERICA this holiday season, better yet, if you believe in the Bible, Christianity, maybe celebrate the business side less and the reason more.
       Another way to SAVE AMERICA is write letters, buy recycled, reuse and redecorate, paint a room for someone, help a neighbor, trim trees, ask, ask a neighbor, friend or relative (if you're still speaking) what you can do to help. Cook a dinner that will last a few days or at least for seconds. Babysit to give someone a day off, a night out or shop for someone. Cut coupons and give away. Wash and polish a car for an elderly person-not me:) SAVE AMERICA by helping the AMERICAN neighbor, small business owner, church group/mission and don't accept money. Give time if you can. There are so many AMERICAN NEEDS, so step out and step up, and support the AMERICAN NEIGHBOR, THE AMERICAN BUSINESS OWNER, THE AMERICAN CRAFTER and keep that support right here in our AMERICA this year!

Blogger ads and Comments-Practical and Whimsey

       It is 5.55 p.m. Eastern Standard time, and getting warmer instead of colder which brings me to ads all over. But first on a blogger site. I clicked an ad on my own site to see what it was like and what kind of an ad it was. It was really a good one. Can't tell ya what it was because it's almost competition. Okay truth now...I don't have any competition. I make makes but rarely sell any. A few days ago a young mom asked me about bringing my bags to her that she saw me showing someone and now wants to buy a few for gifts, that they're practical and whimsy.
       That was such a nice compliment, so yes I'll bring my bags to her. I have one made now just right for her little girl as a gift. But to go back to those ads that is how bloggers make a little extra, pennies for sure but extra, and leave comments, even, hey lady I didn't like what you wrote, or you are so wrong, and better yet, awww that was nice. More important about those bloggers ads, they are very interesting. Some products I haven't seen in any local stores, but I do make sure the products are American made, after all as Americans we are in enough trouble without buying products made overseas.
     So long for now, NP aka Doozybags my brand name