Identity Theft from Delaware to IA, MN. and N.C. Freeze Credit

        I just learned after watching my credit that it went down to to what's known as Hard Inquires .
Right now the easiest thing to do is put a Freeze on my credit, which has nothing to do with freezing my credit cards. Then I'm changing passwords and usernames. Sounds annoying, like too much bother? Try fixing identity theft!  Now that will make you nuts.
       I'm writing letters not only to the credit bureaus but the financial institutions who took the applications from these entitled thieves. Well they think their entitled. Just a warning.   

      This is the time of year when we stop at ATM'S with debit cards, and use our credit cards in stores shopping for gifts and forget who's looking over our shoulders. Good luck, keep your cards and cash safe.
          

It Can Happen Here Too !!!

        While sewing my  latest American made bag I am listening to the news and then I hear what I know can and may very well happen here. I think something like it did before. Look what happened to the housing market and who was in office then ?
    So, how would you like to be allowed to take only 70.00- that's right seventy dollars a day out of your bank, your own money? Well that's what's happening in Greece. Buy safes, not one but two, fire proof.  The interest you receive from knowing your money is safer than in a bank is worth it. Maybe even a safety deposit box in a bank, but I don't know how that works. If we go into a serious recession, the banks, whose CEO's are loaded, may just lock down your safety deposit boxes too.
    How do you stop it? VOTE ! Study your candidates. I just heard Chris Christie stopped a teachers raise or their pension, something like that. Check for yourself. So techers are protesting to make sure as I heard, "so people really know what kind of a man he is". ARE THEY KIDDING ?
      The only way you really know how a man or woman is, is if you live with them and many times not even then. Study them, look at their history, voting records. I am not affiliated with a party so I check independent. I hate when people run party lines then vote party lines. These people who run for office know who votes party lines, so they don't give a crap about you. They care about those who don't vote and minorities, which really mean, no longer do they care about the all American person to put it in a nutshell. YOU no longer count!
     Save your money!!!

Specific Ways to Improve Income

                 I am going to give, offer you positive way to bring more money into your home, your life, way of living to help you pay off your mortgage sooner and I am dead serious.
         Okay so most of you know all about, get an extra part time job. Well usually that part time job in you live in a big city cost more to get there and back again, leaving you making little towards that extra bill and so on. Living in the country, you know you need a car.
     So here are some part time jobs you don't want, newspaperman/woman, bartender, bodyguard, babysitter, unless it can be done in your home.
    My interest in putting this out there is because I was presented with it the same way, that I could consider it a part-time job, but there isn't anything part time about it. It is definitely full-time and can be very wearing. Here goes: Foster Care.
    Talk to your spouse or partner or if a single person, talk to your self. This take planning. You are bringing a child into your home you know nothing about, except for what is written on paper. As you go you learn more. Habits, sleeping, food, clothing , like, hates and more. So starting off, you can actually choose age, and gender as well as culture.
   When I started I was told I would be paid once a month and then it helped me beyond belief as I was single, worked full time in mental health, brought home very little and also worked part time as a youth advocate where I spent my whole measly check on the kids, but I enjoyed it very much.
    Adoption is another issue that comes up with foster care. You may be asked if you would consider being a pre-adoptive parent. Adoptive continue to get a monthly stipend for the child they adopt to help with financial needs and get this, which sounds awful. They want you to negotiate !!!
   Here is my advice if you think about checking into this. Look into foster care agencies. Do Not go right to Children and Youth. Children and youth barely pay you what might amount to babysitting for half a day. There are so many kids who need a home and you could be that one person or family who gives a child or children a chance at a whole brand new life. It isn't easy at all, but it is definitely worth it. Good Luck to  new foster parents. By the way, you can live in an apartment, home, mobile home, just not a tent:)