Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Monday, October 28, 2013

Autism-The Amazing Kids Club-Do You Have One ?

     I live not far from a place called The Amazing Kids Club. It's a place for kids, ages up to twenty or twenty -two to come to who have some form of autism. They must however be diagnosed with PDD to get in, at least here with this particular club. If they do not have that diagnosis, a doctor once explained to, will usually make it so.
      In this club there are also many parents involved and they call themselves FOAK, Friends of Amazing Kids. Whatever you need to know, they can tell you or find out weather it be concerned about devices, insurance, therapy and making friends as well as being so supportive of one another. The guy who leads this group last time I went there was a vet and beside his twin sons who are autistic, this man is patient, stern, strong, smart and aware of what parents face as much as what is ahead for these kids.
    This club is in Hanover Pennsylvania. I've looked them up to see where others are available as I wanted one closer to home-don't we all. Hanover was the best choice and so I am glad to have had some time with them, learned about the club, the people who work there and the kids. They have an after school program as well as after school.
   This club offers computers, am inside trampoline, a room with crafts,a touch room and so much more. Summertime arrives and kids get to go out to parks, an ice cream day etc. They also learn life skills at the club.
     If you don't have one where you live, get some people together, get grants and start one. You won't be sorry

Saturday, September 8, 2012

Buy your new Car in PA.

     Ask your insurance people, state tax people, who ever you have to concerning paying the taxes on a car bought from another state. In October like every state, we'll have new car and almost new car sales. They spread them out all over mall parking lots, so car shoppers shop for cars and the spouses can mall shop. No matter what you do , just shop.  I know a car I bought here wher I live was on line in New York for two thousand more and by the way, my friend who lives in Staten Island now, bought a Hyundai five years ago and almost to the date of all warranties it came apart so badly that she spent about four thousand repairing, and then the engine died one day, not able to be repaired.
      Oh when I say almost new cars, they're last years(well 2012) models which have not been purchased yet. Nothing beats a Chevrolet Silverado. I'm putting it on my Christmas list, but no one to give it to....

Wednesday, January 25, 2012

A Paycheck Away From Security? Cremation...

Isn't that how most of us feel? Like there's no place like home. We do worry about the economy and think for many that our individual jobs are so secure you wouldn't dare lose it. But things just don't work like that. In the case of an elderly parent dying, what does the spouse left behind have to live on? Can they make it on their own or do they have to move in with family? No one, no one at all wants that. Commercials fill the air waves with such doom and gloom: Make sure you get this life insurance. It only costs...Sure and when the time comes how do we know they'll still be there. So what do we do?
 First I was brought up in a time when many, not all parents decided what you'd be and what you're worth, so if you weren't worth all that much or not so smart you weren't taught some of the most important things in life, giving, saving and taking very good care of your health. Honestly, I'm no one to talk about saving, but am learning later in life. Never too late. So about insurance and burial costs. Think Cremation. Last year a friend was cremated. The cost? Eight thousand dollars! Can you imagine? I was at a genealogy center one day and this guy started   talking about his last days and how he wanted that handled. He called the hospital and a crematory and had a price of just over a hundred dollars. I don't remember the details, but it is definitely worth looking into.
WHY do we put our families through the expense, and a long drawn out funeral? WHY? We're gone so we don't care or just think oh they'll take care of it. NO! Don't do that to them. Make it fast and let them get on with life. Let them remember the good stuff and count on each other and friends to get through the grief. Even with cremation the costs come from all the fancy stuff. Listen up-if you weren't fancy in life, why now? You won't know.
Now about that job, keeping it or losing it. We're supposed to save three months of expenses at the least, six months are better. But what if you think you can't save anything. Please go see a financial person in your local church that you trust. Look around for different opportunities but don't quit until you have another job. Volunteer at a local hospital and while there check out the job lists.
       There are stay at home opportunities too, and better in a two parent home but one parent can do this too. Foster care. I was told years ago that many consider it as a part-time job, but you are helping out kids in need too. Check it out and check it out thoroughly. It is worth it. too many kids need a mom or dad. It can be short term or long term, so please check it out. There are other social service needs. Residential homes hire all the time , and for all shifts. Go for it.