BUYING AHOME OR JUST COMFORTABLE IN YOUR OLDER HOME may feel like all of your insurance is plenty because your agents said so. But is that right. Insurance companies do not want to pay out . They want to collect and invest. Insist on buying sewage insurance and really take the time to read all of the print. You can ask all the questions you want and get all the answers you think are right and fair, but IS IT IN PRINT?
Unexpected water in the basement because a pipe broke or a water heater busted? 500.$ deductible or 1000.? Easy for the insurance company, but if you have tree roots growing underground into your drainage system or anything that happens like a flood, stopping up and backing up sewage into your basement, maybe first floor, who pays to clean it and repair.??? You or the insurance company.
If your insurance company tells you, your home is in very good shape, I doubt you need more insurance, either they sell it to you or get an insurance company who will!
SEWAGE INSURANCE IS WORTH EVEY DIME YOU SPEND.
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